i know you'll probably end up hating my reviews haha :D but in this particular image, the houses on the right hand side, you obviously took a image of a house then worked off that image to redesign it into your own him right? because the top section of the roof still has corrugated tin roof and the peak on the right hand side of the roof still has the wall texure n window in it :D i would suggest if you going to use the images for reference perhaps consider removing them after doing your work, now that i've picked out the faults.. to the good stuff
your lighting in this image is really well done, your lack of detail yet when you look at the image as a grand scheme of thing and just sit back and observe its extremely well done, you think the man for example is wearing a coat n a hood but is only 6 lines, that to me is amazing theres a few scratch marks almost in the center above the guys head im not sure about, they dont seem to fit, the building in the distance is really well done, again the lighting and shadow there are very well done..